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Legal terms

Make sense of everyday legal questions, contracts and protection for life in Germany.

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Rental Agreement

Mietvertrag

What should I check in a German rental agreement?

Your rental agreement sets out the rent, additional costs, notice periods and responsibilities for your home.

HousingLegal

Personal Liability Insurance

Privathaftpflichtversicherung

Why do people in Germany recommend personal liability insurance?

Personal liability insurance can protect you if you unintentionally injure someone or damage another person's property.

FinanceLegalMobility

Tariff Change under Section 204 VVG

Tarifwechsel nach § 204 VVG

Can I change my private health-insurance tariff under section 204 VVG?

Section 204 VVG, the German Insurance Contract Act provision on tariff changes, can provide a route for a privately insured person to request a different tariff with the same insurer. The German term is Tarifwechsel nach § 204 VVG. An internal change is different from cancelling one insurer and applying to another. It may allow the existing insurance relationship and certain accumulated arrangements to be considered, but the exact outcome depends on the available tariffs, benefits and applicable conditions. It is a request to examine options, not an automatic entitlement to any tariff with any benefit combination.

HealthLegalFinance