What is it?
Policies are modular. Depending on the plan, cover may include private, employment, traffic or housing disputes. Waiting periods and exclusions are important, so insurance usually cannot be bought after a dispute has already started.
Why it matters
Read the modules and waiting periods carefully. The cheapest policy is not automatically the right one for your situation.
Practical example: A policy with employment cover may support an insured dispute with an employer after its waiting period has ended.
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