First, a detailed analysis of your needs and requirements is done. Factors such as age, state of health, marital status, and professional situation are considered.

In this step, we check your health status. We ask about existing illnesses, pre-existing conditions, and current medication so we can recommend the right insurance coverage for you.

You can choose a suitable rate based on your needs. Various aspects, such as the scope of insurance, benefits, premiums, and deductibles, are considered.

Options for premium relief are discussed, such as the agreement of deductibles, the formation of age reserves, or tariffs with premium refunds.

Switching your private health insurance tariff can be a good idea if your life situation or your needs change. Here you will find a brief overview of the process and how it may affect your coverage and your monthly premium. 

The insurance company explains how you can reach customer service, get help with applications and claims, and use their online services.