Family terms

Can my family be covered through family insurance in Germany?

Family insurance, called Familienversicherung in German, is a statutory health-insurance arrangement that may cover eligible spouses and children without a separate contribution. It is not the same as adding dependants to a private policy, and it is not an automatic benefit for every household. The responsible Krankenkasse, meaning statutory health-insurance fund, checks the circumstances of each family member.

What is children's follow-up insurance in private health insurance?

Children's follow-up insurance, known in German as Kindernachversicherung, can provide a route for a newborn to join a parent's private health-insurance contract under defined contractual and legal conditions. It is designed for a child born after a parent already has qualifying cover. The name should not be read as a guarantee of automatic insurance or as a substitute for registering the birth.