The NEOdirect team

The people behind your advice

We are specialists for Indian expats in Germany. You work directly with personal advisers who know the German insurance market and take the time to understand your situation, so the guidance you get is built around you.

13

Experts on the team

34+

Years of experience

1,500+

Happy clients

The NEOdirect team — six advisers standing together outside the office

All our advisers are trained, experienced insurance brokers licensed under Versicherungsmakler §34d. By law (§59 (3) VVG), a broker acts solely on behalf of the client, never been commissioned by any insurance companies or agents to sell their products.

Leadership

Founded on experience and empathy

Martin B. Grödl (Mr. Martin)

Martin B. Grödl (Mr. Martin)

Founder & Head of Strategy

After more than three decades of advising international clients, many simply know him as "Mr. Martin" – a reflection of the trust and long-term relationships he has built over the years. Outside of work, he enjoys cultivating bonsai trees, a hobby that mirrors his philosophy: patience, attention to detail, and long-term care.

Licensed insurance broker (§34d GewO) — verify in the DIHK Vermittlerregister

Firat Üstüner

Firat Üstüner

Founder & Chief Client Advisor

Growing up as the son of an expat, Firat experienced firsthand the challenges international families face when navigating the German system. Those experiences shaped his understanding of how valuable clear guidance and personal support are. Today, he leads client operations, ensuring every client feels heard, understood, and supported throughout their journey.

Licensed insurance broker (§34d GewO) — verify in the DIHK Vermittlerregister

Onboarding & Service

Your first point of contact

Yash Choudhary

Yash Choudhary

Onboarding Specialist

Years in the insurance industry have taught Yash how to find the right solution for every client. As a passionate golfer, he knows that every great result starts with a clear strategy and consistent execution – both on the course and in financial planning.

Manisha Sharma

Manisha Sharma

Onboarding & Service Expert

Having worked in the insurance industry for several years, Manisha knows how important clear communication and reliable support are. She is committed to making every client's experience as smooth and stress-free as possible.

Income Protection & Retirement

Securing your income and your future

Navpreet Singh

Navpreet Singh MBA

Retirement and Investment Specialist

During his master's degree, Navpreet focused on investments, dedicating his thesis to the subject. Today, he combines that expertise with a specialization in advising lawyers, helping them build, protect, and grow their wealth through tailored financial strategies.

Licensed insurance broker (§34d GewO) — verify in the DIHK Vermittlerregister

Pension & Investment

Building wealth for the long term

Melanie Berner

Melanie Berner

Pension & Investment Advisor

Melanie believes that the best investment decisions are based on knowledge and continuous learning. An avid reader, she enjoys exploring new ideas and perspectives – a mindset she brings to helping clients build long-term financial confidence.

Licensed insurance broker (§34d GewO) — verify in the DIHK Vermittlerregister

Marc Burzinski

Marc Burzinski

Pension & Investment Advisor

Marc knows that lasting success comes through consistency and endurance. As a passionate triathlete, he understands the value of preparation, discipline, and long-term commitment. Outside of work, he enjoys preserving local traditions through carnival culture and exploring the roads on his classic Vespa.

Licensed insurance broker (§34d GewO) — verify in the DIHK Vermittlerregister

Health Insurance

Health insurance and family protection

Nina Feddersen

Nina Feddersen

Health Insurance Expert

Whether she's navigating winding roads on her motorcycle or the complexities of German health insurance, Nina enjoys staying in control and finding the best route. She helps clients make confident decisions about one of the most important parts of their future: their health coverage.

Licensed insurance broker (§34d GewO) — verify in the DIHK Vermittlerregister

Marketing

The voice behind NEOdirect

Hassina Üstüner

Hassina Üstüner MBA

Marketing Managerin

With a Master's degree in Business Administration from Philipps University Marburg, Hassina combines academic expertise with creativity. She leads NEOdirect's marketing and content strategy, ensuring our communication is clear, engaging, and valuable for internationals navigating life in Germany.

Tangible Assets, Investment & Real Estate

Property and investment expertise

Real Estate & Financing

Harpreet Singh Ghotra

Harpreet Singh Ghotra

Real Estate Expert & Financing Advisor

By the age of 24, Harpreet had already built a portfolio of five investment properties. His own experience with long-term investing helps him guide clients who want to build wealth and financial security in Germany.

Investment

Udo Kerzinger

Udo Kerzinger

Investment Expert for Wealth Management & Asset Management Strategies

With years of experience managing investment strategies for portfolios worth several million euros, Udo understands that successful investing is about more than numbers. As a Financial Coach, he helps clients build wealth with clarity, confidence, and a long-term perspective.

Firat Üstüner, Founder & Chief Client Advisor at NEOdirect

Talk to a real person

Ready to speak with us?

Book your free consultation now, with no strings attached, and a real adviser will walk you through your options in plain English.