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Your Insurance Partner in Germany · NEOdirect

Insurance Plans for Expats in Germany

As independent brokers, we compare the market and find the best coverage for your life in Germany — explained in English & Hindi.

1,500+ Indian expats trust NEOdirect · Free advice · No obligation

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How it works

3 simple steps to the right coverage

1

Tell us your situation

We understand your life stage, job, family and goals in Germany.

2

We compare & recommend

As independent brokers, we compare dozens of insurers to find the best tariff for you.

3

You're protected

Easy online enrollment, ongoing support in English & Hindi, claims help when you need it.

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Health & Protection

Essential coverage for your health and daily life in Germany

Doctor with stethoscope — Private Health Insurance for expats

Private Health Insurance

Premium medical care, shorter waits, employer pays 50%. From ~€300/month.

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Protective umbrella — Personal Liability Insurance for expats

Personal Liability Insurance

Germany's #1 must-have. Covers rental damage, lost keys, personal injury. From ~€4/month.

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Law books and gavel — Legal Insurance for expats

Legal Protection Insurance

Lawyer fees, court costs & employment disputes covered. From ~€15/month.

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Modern living room with furniture — Home Contents Insurance

Home Contents Insurance

Protect your belongings from fire, water, burglary & storm. From ~€5/month.

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Car on the road — Car Insurance for expats in Germany

Car Insurance

Liability, partial & full coverage for your vehicle in Germany. From ~€30/month.

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Airport terminal — Travel Insurance for expats

Travel Insurance

Medical coverage for trips outside Germany, including visits to India. From ~€10/year.

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Dentist treating patient — Dental Insurance for expats

Dental Insurance

Better dental coverage than statutory insurance. Implants, crowns, bridges. From ~€15/month.

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First aid kit — Accident Insurance for expats

Accident Insurance

Financial protection after accidents — at work, sports or home. From ~€10/month.

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Free consultation

Not sure which insurance you need?

Tell us about your situation and we'll recommend exactly what you need — nothing more, nothing less.

 
★★★★★ Trusted by 1,500+ Indian expats in Germany | Independent broker — we work for you, not for insurers