Insurance Advisor – for Indians Living in Germany

 

💡 Clear, Honest & English-Speaking Advice from trained Experts

Tired of confusing German insurance jargon? We make it easy in English, transparent, and tailored for you.

 

Insurance services for Indian expats

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Personal Liability Insurance

✔️ Covers Everyday Accidents and Damages
✔️ Rental Property Damages are covered 
✔️ Worldwide Coverage in Private Life

home content insurance

Tenants Content Insurance

✔️ Protection Against Theft, Break-In, and Key Loss
✔️ Covers Fire, Water, and Storm Damage
✔️ Flexible Coverage for Your Needs

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Legal Expense Insurance

✔️ Protection in Private Life, Work, Traffic & Tenants
✔️ Only 2-Month Waiting Period
✔️ Unlimited Coverage for Legal Costs

Quick personal liability insurance offer (SELECTED TARIFFS)
Quick household content insurance offer (SELECTED TARIFFS)
Quick Legal expense insurance offer (SELECTED TARIFFS)

Choose from leading insurance providers.

Getsafe, ARAG, AXA, Allianz, ERGO, AIG, Baloise, die Haftpflichtkasse, HDI, Gothaer, Neodigital, ALTEOS, Alte Leipziger, GEV, InterRisk, Interloyd, rhion.digital, degenia, Adam Riese, Dialog, VHV, Andsafe, BavariaDirekt, Adcuri, Waldenburger, ideal, Condor...

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Discover Your Perfect Coverage 

Liability insurance (hand and glas icon)

Liability Insurance

Protect yourself from unexpected costs.
Accidents can happen anytime – even a small mistake can cause big financial damage. Liability insurance covers you if you accidentally cause harm to someone or damage their property.
A must-have for everyone living in Germany.

 

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Home Contents Insurance

Secure your belongings at home.
This insurance covers your furniture, electronics, and personal items in case of fire, theft, or water damage.
Your home is your comfort zone – protect it wisely.

home owner insurance

Homeowner Insurance

Protect your house – your biggest investment.
Covers damage to your building caused by fire, storm, water, or natural disasters. Ideal for property owners in Germany.
A solid foundation for long-term security.

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Legal Protection Insurance

Peace of mind when conflicts arise.
Whether it’s a dispute with your landlord, employer, or someone else – this insurance covers legal costs so you can stand for your rights.
Because justice shouldn’t depend on your wallet.

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Car Insurance

Drive safely, stay insured.
German law requires every car owner to have insurance. Choose between liability, partial, or full coverage – we help you find the right plan.
Enjoy the ride, leave the risk to us.

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Dog Owner Insurance

Because your pet’s mistake can cost thousands.
In Germany, dog owners are legally responsible for any damage their pet causes – even if it’s an accident. This insurance covers injury or property damage caused by your dog.
Essential for every dog owner – protects both you and your best friend.

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E-Bike Insurance

Smart protection for your modern mobility.
E-bikes are valuable – and often targeted by thieves. E-bike insurance covers theft, accidents, and battery damage.
Ride with confidence, every day.

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Income Protection Insurance

Your income is your biggest asset.
If illness or accident stops you from working, this insurance replaces your monthly income.
Stay financially independent – no matter what happens.

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Term Life Insurance

Protect your family’s future.
If something happens to you, your loved ones receive a guaranteed payout to cover loans, education, or living costs.
A smart way to secure your family financially.

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Private Health Insurance

Better care, faster appointments, more choice.
Private health insurance gives you access to top doctors, shorter waiting times, and high-quality treatments.
Ideal for professionals and families who value premium healthcare in Germany.

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Supplemental Dental Insurance

A bright smile deserves the best care.
Public health insurance in Germany often covers only basic dental treatments. This insurance helps pay for fillings, crowns, implants, and professional cleanings.
Keep your smile healthy – without painful bills.

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Basic Pension

Save for retirement and reduce your taxes.
The Basisrente (Rürup pension) offers guaranteed lifetime income and strong tax benefits – especially for freelancers and high earners.
A stable foundation for your retirement in Germany.

Cricket bat, ball, and a bandage – stands for accident insurance for sporty and active indian expats

Accident Insurance

Because accidents can change everything.
An accident can lead to high medical costs or loss of income. This insurance provides financial protection for hospital stays, recovery, and long-term consequences after an accident.
Stay protected – for yourself and your family.

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Private Pension Plan

Flexible savings for your dream retirement.
Invest in funds or guaranteed plans with full flexibility and attractive returns.
Grow your wealth and secure your future, step by step.

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Long-Term Care Insurance

Stay independent – even when life changes.
If you ever need daily assistance due to illness, accident, or age, this insurance helps cover the high costs of care and support.
Protect your savings and secure your dignity in every stage of life.

What Our Indian Clients Are Saying

 

 

Why Indian Expats Choose NEOdirect
pros neodirect for indians in germany

 

Liability special offer for Indians in Germany

The Smartest Way to Manage Insurance in Germany

simplr app in english for indian customers

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Finally an insurance app I understand – and it’s in English! – Anjali, Berlin