Tim Sander, MBA
Financial Advisor – Online Expert for Retirement & Income Protection
As a certified insurance broker and financial advisor (MBA), I specialize in helping Indian expats in Germany secure their financial future.
Whether you're planning your retirement or protecting your income in case of illness or disability – I explain everything in English and guide you through the process, step by step.

Book Your Free Online Consultation with Tim
All meetings are held online – via Zoom or Google Meet – from wherever you are in Germany.
100% Online – Focused on Your Financial Future
All consultations with Tim take place online. No office visit needed – just a video call from wherever you are.
- ✅ Private pension plans – including Riester, Rürup & ETF-based options
- ✅ Income protection – occupational disability & term life insurance
- ✅ English-speaking guidance – tailored to expat needs