
THE RIGHT ACCIDENT INSURANCE FOR YOUR EVERYDAY SECURITY
Accident insurance provides financial protection if you are permanently disabled or even experience a fatality due to an accident. You receive a one-time disability benefit or your beneficiaries receive financial support in the event of death, to cushion the financial impact of an accident.
Accident Insurance
Private accident insurance protects you when the statutory insurance no longer pays, in case of accidents during leisure time. In an emergency, you receive a capital sum that can be used to compensate for loss of income, modify your home, or fund nursing personnel.
The coverage applies to you and your family worldwide and around the clock. It can be expanded with important additional benefits such as sickness benefits or monthly pension payments. With low premiums, you achieve optimal protection.
Secure your standard of living today with NEODIRECT ACCIDENT INSURANCE + and prevent one misfortune from leading to another! Just call us and find affordable and high-performance providers in our comparison in two steps. With our individually tailored consultation, you can save over 250 euros.
ACCIDENT INSURANCE
💥 Accident Insurance in Germany
Medical bills are covered – but what about your life after the accident?
Health insurance pays for treatment.
Accident insurance pays for everything else: adapting your home, changing your job, or even stopping work entirely after a serious injury.
A smart extra protection for active people – especially if you play sports like cricket or travel often.
✅ What’s covered?
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Accidents at home, while traveling, doing sports (like cricket), or abroad
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Permanent physical injury or disability
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Cosmetic surgery, rescue operations, hospital daily allowance
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Global protection – 24/7, even in India or on vacation
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Lump-sum payouts from €100,000 to €1,000,000 depending on severity
🏏 Cricket example:
Imagine getting hit on the eye by a fast ball during a friendly match.
→ You lose 60% vision in one eye.
→ Your policy pays €150,000 to €400,000, tax-free – depending on your coverage.
You can use this money to:
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Take time off work
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Pay for private rehab
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Support your family
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Cover home renovations or mobility needs
💡 Why it matters:
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Public accident coverage only applies while working – not in free time
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This insurance closes that gap – especially useful for sports, hobbies, or parents
🤝 Why NEOdirect?
We understand the lifestyle and risks of Indian expats – and we speak your language.
We help you pick a realistic sum insured and avoid unnecessary extras.
✔️ Honest advice – no sales pressure
✔️ English-speaking experts
✔️ Only €5–15/month for solid protection
📅 Play safe – on and off the field.
Book a free consultation with our expert team:
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