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€800 crown? AOK pays only €150. The rest is on you – unless you're insured.
Dental insurance made for Indian expats in Germany.
Protect your smile – even when your public insurance won’t
🦷 Why it matters
Getting treatment for your teeth in Germany can be very expensive – and public health insurance (like TK or AOK) only covers a small fixed amount.
💸 A crown costs €800
😬 Public insurance pays ~€150
➡️ You cover the rest – unless you have proper coverage
With the right plan:
✅ Up to 100% of costs are reimbursed
✅ Includes implants, crowns, cleanings and more
✅ Also covers braces for kids (optional)
✅ Even professional teeth cleaning (€80–100 per visit) is included in many plans
🛡️ Perfect for Indian expats
We help you understand your options in clear English and avoid unexpected bills at the dentist.
SUPPLEMENTARY COVER FOR YOUR SMILE
Ravi from Frankfurt saved €670 on implants – thanks to NEOdirect.
😬 Dental work in Germany is expensive.
A crown can cost €800. An implant €3,000 or more.
Public health insurance (like TK, AOK or Barmer) only covers a small fixed amount based on the cheapest option – often just 15–20% of what modern dental care actually costs.
That’s why dental supplementary insurance (Zahnzusatzversicherung) is one of the smartest add-ons.
✅ What’s covered?
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Professional teeth cleaning (up to 2x/year)
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High-quality fillings (e.g. composite instead of metal)
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Crowns, inlays, bridges, implants
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Ceramic or gold materials
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Optional: orthodontics for children (braces)
🧠 Important to know:
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Public insurance gives fixed subsidies, not percentages
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For quality treatment, you pay most of it yourself unless you’re insured
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Some tariffs even cover 100% of implant costs
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Good plans start at €10–25/month
🦷 Real example:
You need a crown that costs €800.
– Public insurance (TK, AOK) pays ~€150
– With the right dental insurance, you get back up to €650 extra – tax-free
👨⚕️ Ideal for:
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Expats with public insurance (GKV)
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Young professionals & families
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Anyone who wants high-quality, pain-free dental treatment
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People staying long-term in Germany
🤝 Why NEOdirect?
We guide you through over 30 dental plans and find what fits your actual teeth situation – explained in English, with real-life examples.
✔️ Compare implant & cleaning coverage
✔️ Find plans that accept existing fillings or treated teeth
✔️ Support during claims – no extra cost
📅 Want to protect your smile?
Book your free consultation now – no obligation:
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