Nina Feddersen

Your Private Health Insurance Expert for Expats in Germany

100% online. 100% English. Independent advice – no sales pressure.

I specialize in helping Indian expats understand and choose the right private health insurance in Germany. With over 14 years of experience, I guide you step by step and help you avoid costly mistakes.

  • 14+ years experience in the German healthcare system
  • Specialized in Indian expats
  • Consultations in English & German
  • Independent broker – not tied to one insurer
Chat with Nina on WhatsApp

No forms. No waiting. Just ask. Reply usually within 24h.

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The six areas of private health insurance advice:

Needs analysis, Health check,
Tariff selection, Contribution relief, Tariff change and Adjustment as well as service and support.
Find out how you can find the right insurance cover and optimally meet your needs.

Needs Assessment:

First, a detailed analysis of your needs and requirements is done. Factors such as age, state of health, marital status, and professional situation are considered.

Health check:

In this step, we check your health status. We ask about existing illnesses, pre-existing conditions, and current medication so we can recommend the right insurance coverage for you.

Rate selection:

You can choose a suitable rate based on your needs. Various aspects, such as the scope of insurance, benefits, premiums, and deductibles, are considered.

Contribution relief in old age:

Options for premium relief are discussed, such as the agreement of deductibles, the formation of age reserves, or tariffs with premium refunds.

Tariff change and adjustment:

Switching your private health insurance tariff can be a good idea if your life situation or your needs change. Here you will find a brief overview of the process and how it may affect your coverage and your monthly premium. 

Service and support:

The insurance company explains how you can reach customer service, get help with applications and claims, and use their online services.