About NEOdirect 🇩🇪
Independent insurance brokers with 32+ years of experience – fully licensed, insured, and committed to Indian expats in Germany.
We offer free, honest advice in English and help you find the best protection – without bias, pressure, or extra costs.
- ✅ Certified & Independent
- ✅ 100% Free
- ✅ Rated 4.9 ⭐⭐⭐⭐⭐ on Google
Registraton ID: D-W3MC-6Q0LJ-78
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One-Stop Solution for All Insurance Needs
As dedicated insurance brokers, we provide professional guidance by trained experts at no additional charge.
Our fees are seamlessly integrated into your policy for stable pricing.
Our mission is to lead you to optimal insurance options through impartial, data-driven insights, guaranteeing clarity and fulfillment by tailoring solutions to your needs.
Personalized Insurance Guidance in 3 Modules
Google Reviews
Insurance Agent
- Works for one company:
Only offers their own products. - Contract with the insurer:
Not working for you, but for them. - Sales focus:
Goal is to sell – not compare.
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Insurance Broker
- Works for you:
The contract is between broker and client. - Independent:
Compares different companies and finds the best fit. - Supports you:
From advice to claims – all included.
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NEOdirect – Your insurance Broker
- Experts for each topic:
For property, health & retirement. - In English:
We explain everything – clearly and patiently. - Free for you:
We’re paid by the insurance, not by you.
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Why these documents matter
To work with us, three things are important:
- Broker Agreement: It defines how we help you and what you should inform us about – like a move, marriage, or new baby – so your insurance stays correct and affordable.
- Insurance based Power of Attorney: This gives us permission to speak with insurance companies for you, handle your claims, and manage your contracts.
- Data Protection: We need your permission to share your data with insurance companies – always safely and only if needed. You can change or stop this anytime.
BLAUDIREKT - Our Digital Insurance Partner
Boost Your Finances with NEODIRECT
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- 📍Seamless Document Handling
- 📍Simplr App Support
- 📍Exclusive Network Discounts
- 📍Streamline Your Experience

What does an anonymous risk assessment mean
We always perform risk assessments for biometric risks anonymously and in advance. This means that we create an anonymous data record and forward only personal data such as date of birth, occupation, and health data to the underwriter of a selected insurance company. The health data will only be assigned to your "personal data" when you submit your application. So, we would also like to prevent your complete data from being sent to other systems.
What does the data processing declaration contain
You can find information on data processing at the following LINK.
Why does Neodirect need a brokerage contract and your brokerage power of attorney?
To hire an insurance broker, a brokerage contract is a prerequisite for cooperation. As the name suggests, both parties to the agreement - you and Neodirect - enter into a contract with each other. Components of this contract are, for example, the rights and obligations of each party. Neodirect, your insurance broker, is responsible for looking for the most suitable insurance coverage. On the other hand, you must inform your NEO (insurance broker) if something has changed in your life since we have no permanent insight into your private life. In the brokerage contract, the rights and obligations of both parties to the agreement are recorded. The broker's power of attorney is a part of this contract to take over the management of your arrangements. It authorizes us to optimize your insurance, for example, to cancel and conclude new contracts for you. Of course, this is only done with your consent and prior agreement, if you don't mind. An essential part of the contract is the possibility of canceling the contract. The contract can be terminated at any time by both parties. You are not bound to Neodirect with a minimum contract period, as you might be used to from other contracts. The cancellation also does not affect your insurance contracts, which remain entirely unaffected.
Why is a declaration of consent for data processing & release from the duty of confidentiality necessary for your brokerage contract/authorization?
The topic of data protection is also written down in the brokerage contract. The DSGVO (Data Protection Regulation) is particularly important in insurance matters. Meanwhile, it applies to many areas on the Internet and at the doctor's. You nowadays receive almost no services without your consent to process your personal data. As an insurance broker, we are also only allowed to work for you with this declaration from you. All the more, it is essential for you to know and trust your insurance broker. Especially in times of Corona, where much work is done from the home office, strict compliance with all data protection-relevant precautions is inevitable.
What is the advantage of the brokerage power of attorney?
You do not need to worry about your insurance by hiring an insurance broker. Your administrative work is almost eliminated. You don't have to check if the benefits of your insurance contracts are in line with the market, you don't have to write a letter of cancellation, you don't have to take care of the optimization of your contracts, you don't have to report any damage to the company. So many advantages for you if your insurance broker takes over this. In Germany, moreover, the full service you get through an insurance broker is free of charge, priced into the premium, and does not cost you a single cent extra. Therefore, the question arises why you should manage your insurance via a comparison portal or transfer the contracts to an utterly foreign broker with the help of an app. We want to work entirely transparently and at eye level with you, not via call center agents and bots. So you always have an actual insurance broker as a contact person who is there for you when you need him. In addition, we offer the possibility to manage your contracts via our Simplr - App and to be always informed day and night, 24 hours a day.