VEHICLE PROTECTION WITH ALL-AROUND CARE-FREE GUARANTEE
Stay safe on the road with the right car insurance. Whether you have an accident, your car is stolen, or your vehicle is damaged by vandals, our car insurance covers the costs of repairs and replacement.
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Car Insurance
Our motor vehicle insurance offers you optimal protection for your vehicle. We provide you with first-class service and tailor-made insurance solutions.
Liability insurance is legally required in Germany and covers damages caused by your vehicle to other people or their property. Our reliable liability coverage ensures financial security and allows you to drive with peace of mind, without worrying about potential damage claims.
In addition, we also offer comprehensive comprehensive coverage for your vehicle. Partial or full comprehensive insurance covers damages to your own vehicle, regardless of who caused the damage. Whether it's accident damage, theft, vandalism, or natural events such as storms or hail - our comprehensive insurance provides financial security and ensures that you can quickly get back on the road in case of damage.
Benefit from our affordable rates, fast claims processing, and a wide range of additional services. We understand that every vehicle and driver has individual requirements.
CAR INSURANCE
🚗 Car Insurance in Germany
Driving without the right insurance? That’s illegal – and risky.
Every vehicle in Germany needs valid car insurance before it can be registered.
But not all insurances are the same – choosing the right one can save you €300–€1,000 per year and protect you from financial disaster.
✅ 3 Types of Car Insurance:
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Liability (Haftpflicht) – required by law
Covers damage you cause to others -
Partial Cover (Teilkasko) – optional
Covers theft, glass damage, fire, natural events -
Full Cover (Vollkasko) – optional but recommended for new cars
Covers damage to your own car – even if you caused it
💡 Typical mistakes:
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Choosing the cheapest tariff without checking deductibles
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Not including wild animal collision or natural hazards
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Forgetting driver protection insurance for themselves
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No workshop binding = missed discounts
🧠 Special tips for expats:
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You can bring your Indian no-claims bonus – but only with the right proof
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Telematics tariffs offer big discounts if you drive carefully
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Policies can be cancelled every November – perfect time to switch
🛠️ What we help with:
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EVB number for registration (within minutes)
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Choosing the right level of coverage
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Transferring foreign insurance history
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Support in English during claims or accidents
🤝 Why NEOdirect?
We specialize in helping Indian expats in Germany understand the system, avoid traps, and get full support in case of accidents – all in clear English.
✔️ Expert comparison from over 90 providers
✔️ Fast and free help with registration
✔️ 100% independent – we work for you, not the insurance company
📅 Need car insurance today?
Get your free EVB number & expert help in minutes:
👉 
Adjust the scope of coverage: tailor the insurance to your needs:
Make sure your insurance covers liability, comprehensive, and passenger. Choose the insurance cover that suits you and your vehicle