BEST PRIVATE HEALTH INSURANCE FOR MEDICAL CARE

BEST PRIVATE HEALTH INSURANCE FOR MEDICAL CARE

With private health insurance, you gain access to top-quality medical care, free choice of doctors and hospitals, as well as comprehensive benefits that go beyond statutory health insurance.

Private Health Insurance

Private Health Insurance

As a private patient with NEOdirect - Private Health Insurance +, you enjoy exclusive benefits tailored to your needs. Experience a free choice of doctor and hospital in case of illness – including chief physician treatment, private rooms, or even alternative practitioner services.

Whether it's sickness allowance, reimbursement of prescription fees, or access to top-quality medicine, your private health insurance adapts to your lifestyle and ensures you and your family feel secure in Germany.

Why NEOdirect?
As an expat, navigating Germany’s healthcare system can be challenging. With NEOdirect, you’ll receive English-speaking consultation, personalized advice, and support in understanding the complexities of private health insurance. Whether you’re planning to stay in Germany long-term or temporarily, we help you secure your future health needs.

Highlights for Expats:

  • Exclusive access to top-tier medical professionals and clinics.
  • Coverage for special treatments, including Ayurveda and alternative therapies.
  • Simplified claims process – no German skills required.
  • Perfect for professionals, families, or anyone seeking premium care in Germany.

With NEOdirect’s expertise, you’ll enjoy comprehensive coverage, peace of mind, and a partner who understands your unique situation. Get insured today and experience healthcare without compromise! 

PRIVATE HEALTH INSURANCE 🎯

🏥 Private Health Insurance in Germany

Faster appointments. Better treatment. More choice.

Private health insurance (PKV) offers top-tier medical coverage in Germany – often better than the public system.
It’s ideal for high earners, professionals, and families who want more control over their healthcare.


✅ Key benefits:

  • Private doctor & hospital access

  • Shorter waiting times

  • Better coverage for dental, vision, and alternative treatments

  • Full refund for private rooms and specialists

  • Often cheaper than public insurance if you're single or self-employed


💬 Who can switch to PKV?

  • Employees earning more than €69,300/year (as of 2025)

  • Self-employed, freelancers, business owners

  • International students over 30

  • High-income professionals (e.g. IT, engineers, doctors)


⚠️ Important to consider:

  • You need to pass a health check

  • Contributions are based on age & health – not income

  • Returning to public insurance later is difficult
    ➡️ That’s why you need honest advice before switching!


💡 Our role at NEOdirect

We analyze your situation, explain the pros and cons clearly, and help you find the best tariff based on your current needs and your future plans (e.g. marriage, children, India trips, etc.).

✔️ Full explanation in English
✔️ Top insurer comparison
✔️ Long-term planning, not just a quick sale


📅 Ready to explore your options?

Book your free consultation with a PKV expert:
👉button talk to an expert

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