The company pension plan

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As an alternative to a lifelong pension from the age of 62 , this model of old-age provision offers the option of having up to 30% of the capital paid out in one fell swoop at the beginning of the performance phase. In the case of ” Neodirect Company Pension +” , a capital option can also be contractually granted so that the entire capital can be paid out.

While this old-age provision grants tax exemption in the accumulation phase and also offers social security savings , the company pension plan payments made in the performance phase are fully taxable by the recipient at their personal tax rate. In addition, contributions for statutory long-term care and health insurance are to be deducted from this. In this respect, the company pension plan ” Neodirect Company Pension +” This is particularly interesting in connection with private health insurance , as there are no social security contributions in old age .

Neodirect Company Pension +

Your reward for the old days

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TIP

x high tax and social security savings

x garnishment-proof in the case of Hartz IV and insolvency

x free inheritance (life partner can be secured)

x Capital option

x Porting when changing employers