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Techniker Krankenkasse - Expert Health Coverage for Expats in Germany

Techniker Krankenkasse - Expert Health Coverage for Expats in Germany

Our English-speaking team at Neodirect is here to guide you through the process and answer any questions.

Because we want to make health easier

Because we want to make health easier

That's why we’ve developed innovative digital health assistants. They make it simpler to get medical opinions, receive diagnoses, and even work on your fitness!

Because we help you stay relaxed

Because we help you stay relaxed

We offer a variety of resources to help reduce your stress levels. You can learn how to take better care of yourself, get more sleep, and achieve more goals in life through our “WOOP” approach.

Because we’re always here for you

Because we’re always here for you

Our motto isn’t “You have to,” but rather “You can.” Because each of us has untapped potential within. We’re here to help you discover and unlock it.

TK Techniker Krankenkasse

TK Techniker Krankenkasse

We’ll support you every step of the way as you switch to German health insurance with TK. Plus, to welcome you, we’ve got an Amazon voucher ready for you to kickstart your journey with us!

🔘 Statutory health insurance

Discover the Best Health Insurance for Your Needs

Kategorie: HEALTH & PRECAUTION

Experience Award-Winning Health Coverage with TK

🌱
Alternative and Natural Treatments
Discover alternative treatments like acupuncture and herbal medicine with TK, covering costs for chronic pain treatment and homeopathic remedies up to €100 per year.
 
🏥
Comprehensive Care and Free Choice
Choose the doctor or hospital that best fits your needs. TK offers flexibility with a wide network, ensuring quality and specialized treatment services.
 
👪
Family-Friendly Support
TK understands family needs with services like household help and up to €250 for on-call midwifery services, supporting you every step of the way.
 
🔍
Early Detection and Preventive Care
Prioritize long-term health with TK’s early screenings, like skin cancer checks starting at 20 years, and professional dental cleaning reimbursement of €40 annually.
 
✈️
Travel and Vaccinations
Stay safe on travels with coverage for recommended vaccinations. In Europe, benefit from TK’s partnerships for emergency care exceeding local coverage.
 
📲
Digitalization and Comprehensive Service
Manage health with the TK app – submit sick notes, join the TK bonus program, and access our 24/7 support team by phone, email, or online.
 
🛠️
Individual Tariffs and Additional Insurance
Tailor your coverage with optional tariffs like TK’s "Traveller Tariff" for global travel insurance and exclusive benefits for added peace of mind.
 
🏆
Award-Winning Customer Service
Recognized as Germany’s best health insurance provider for 17 consecutive years, TK’s commitment to quality and satisfaction sets us apart.
 
 

 

🔗Apply for TK Now + Get your Amazon Voucher!

Review the Scope of Coverage

Statutory health insurance funds in Germany offer a standardized package of benefits that cover certain healthcare services. However, the scope of coverage and additional offerings can vary between health insurance funds. Carefully review the scope of coverage to ensure that important areas such as preventive check-ups, medication supply, and treatments are included.

Explore Supplementary Benefits

While the basic coverage of statutory health insurance funds is standardized, some funds may offer additional benefits or programs. This can include coverage for alternative treatment methods, specific preventive measures, or bonus programs for health-conscious behavior. Familiarize yourself with these supplementary benefits to see if they align with your individual needs.

Consider the Contribution Rate

The contribution rate you pay as a member of a statutory health insurance fund can vary. Research and compare the contribution rates of different health insurance funds. However, keep in mind that the contribution rate should not be the sole criterion for choosing a health insurance fund. The scope of coverage and quality of service are equally important.

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