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Arrive.

Play.

Protect.

Playing cricket in Germany is fun. Understanding the insurance system isn’t.

One Moment on the Field Can Change Everything

What happens after your injured? Every catch, fast bowl, or dive can be thrilling — but also risky. Sprains, fractures, or collisions can happen in a split second. German public health systems cover medical treatment, but they often don’t protect your income or everyday life if recovery takes longer.

Private accident insurance fills that gap. It covers you 24/7 — on the cricket field, at home, or while traveling — and provides support if an injury has lasting effects.

How our plans help you:


Income Protection

Support if an injury keeps you off the field or at work.

Rehabilitation Support

Assistance with rehabilitation, therapy, and everyday tasks.


Life Protection

Protect your plans and lifestyle, both on and off the field.

In cricket, as well in life, a single moment can change everything. Don’t let an accident slow you down.

See which plan fits your game and your life.

Accident Insurance Plans and Benefits Overview

Stay Active. Stay Protected. Choose the coverage that matches your game.

Coverage Premium Exclusive
Rehabilitation coverage up to €50,000 up to €10,000
Medical preventive treatments up to €10,000 up to €5,000
Home & car modification after disability up to €50,000 up to €15,000
Immediate payout for severe injuries up to €25,000 up to €10,000
Hospital daily benefit (max duration) up to 5 years up to 3 years
Coma benefit €30/day (up to 1 year) Not included
Care allowance after accident Included Not included
Household assistance allowance €50/day up to 180 days €50/day up to 50 days
Unemployment premium waiver Up to 12 months Not included
Family automatic coverage (newborns/partners) ✅Included Included
*Important Information:
This comparison provides a simplified overview for orientation purposes.
The full and legally binding details of coverage are defined in the official policy terms and conditions.
 
Which plan fits your life in Germany?

Playing sports regularly?

Financially supporting family?

Planning long-term in Germany?

Let’s find the right level of protection for you.

Accidents on the field or in daily life can happen in an instant. Now it’s time to see if you’re fully protected. Take our quick quiz to find out which plan fits your life in Germany.

Your One-Stop Solution for
All Insurance Needs

NEOdirect provides all your insurance needs in one place — accidents, health, family, investment and travel. Manage your policies online, enjoy clear pricing, and get multilingual support anytime, in English, Hindi, or German.
 
 
Our flexible policies adapt to your lifestyle, whether you're a student just arriving, a young professional building your career, or a family establishing roots in Germany. 
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Personal Liability Insurance

✔️ Covers Everyday Accidents and Damages
✔️Rental Property Damages are covered 
✔️ Worldwide Coverage in Private Life

Tenants Content insurance

Tenants Content Insurance

✔️ Protection Against Theft, Break-In, and Key Loss
✔️ Covers Fire, Water, and Storm Damage
✔️ Flexible Coverage for Your Needs

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Legal Expense Insurance

✔️ Protection in Private Life, Work, Traffic & Tenants
✔️ Only 2-Month Waiting Period
✔️ Unlimited Coverage for Legal Costs

24/7 Multilingual Support

We’re here for you anytime, in English, Hindi, or German. From claims to policy questions or emergencies, our team is ready to help. Completly free of charge.

Join over 1,000 expats across Germany who trust NEOdirect for their insurance and enjoy peace of mind every day.

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Your Trusted Investment & Insurance
Advisor & Digital Platform

At NEOdirect, we combine human expertise with digital simplicity.
Our platform connects you with independent insurance advisors who specialize in every area — from health and liability to investment and real estate.

You receive honest, data-based advice tailored to your life in Germany — completely free of charge, with all fees already included in your policy.
Everything you need, in one place.

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Questions? Let's Talk

We're here to help you navigate German insurance—in simple English, no confusing terms.