SECURE YOUR FINANCIAL FUTURE - THE PERFECT PRIVATE PENSION INSURANCE FOR YOUR WELL-BEING IN OLD AGE

SECURE YOUR FINANCIAL FUTURE - THE PERFECT PRIVATE PENSION INSURANCE FOR YOUR WELL-BEING IN OLD AGE

Private pension insurance offers you a tailor-made solution to plan for your retirement. You receive a lifelong pension that supplements your statutory pension and provides you with financial stability in old age.

Private Pension Insurance

Private pension insurance is a lucrative investment opportunity in funds or ETFs. By closing the statutory pension insurance gap with NEODIRECT PRIVATE PENSION +,
you secure a lifelong income and your retirement provision. Private pension provision can be optimally tailored to your needs: you can determine the term yourself, choose between a monthly pension or a lump sum payment, and suspend contributions if necessary.

With a flexible contribution adjustment, you offset the loss caused by annual inflation. When pension payments begin after your 65th birthday, you enjoy tax benefits: only 18% of the profits must be taxed. Please take advantage of our free expert advice and request a customized offer.

PRIVATE PENSION PLAN

🧓 Private Pension Insurance

Secure your future – with flexible savings and lifelong income.

The public pension won’t be enough for most people living in Germany long-term.
A private pension plan (Privatrente) helps you build extra income for retirement – tax-deferred, flexible, and 100% personalized.


✅ What makes it special?

  • Monthly payouts for life or as a one-time lump sum

  • Full flexibility in how much and how long you pay in

  • Optional investment funds (ETFs) for higher growth

  • Guaranteed capital or flexible returns – you decide

  • No risk of losing your savings in case of company bankruptcy


💡 Perfect for:

  • Indian expats staying 5+ years in Germany

  • IT professionals, engineers, self-employed, families

  • People who don’t qualify for Riester or Basisrente

  • Anyone who wants retirement income outside the state system


🔎 Why choose NEOdirect?

We compare the best private pension plans from 50+ providers and explain everything in English – no sales tricks, no complex jargon.

✔️ Independent advice
✔️ Simple, flexible contracts
✔️ Free consultation and claims support


📅 Want to start saving for later – without stress?

Talk to our retirement insurance expert:
👉 talk to an expert button

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