
SECURE YOUR FINANCIAL FUTURE - THE PERFECT PRIVATE PENSION INSURANCE FOR YOUR WELL-BEING IN OLD AGE
Private pension insurance offers you a tailor-made solution to plan for your retirement. You receive a lifelong pension that supplements your statutory pension and provides you with financial stability in old age.
Private Pension Insurance
Private pension insurance is a lucrative investment opportunity in funds or ETFs. By closing the statutory pension insurance gap with NEODIRECT PRIVATE PENSION +,you secure a lifelong income and your retirement provision. Private pension provision can be optimally tailored to your needs: you can determine the term yourself, choose between a monthly pension or a lump sum payment, and suspend contributions if necessary.
With a flexible contribution adjustment, you offset the loss caused by annual inflation. When pension payments begin after your 65th birthday, you enjoy tax benefits: only 18% of the profits must be taxed. Please take advantage of our free expert advice and request a customized offer.
PRIVATE PENSION PLAN
🧓 Private Pension Insurance
Secure your future – with flexible savings and lifelong income.
The public pension won’t be enough for most people living in Germany long-term.
A private pension plan (Privatrente) helps you build extra income for retirement – tax-deferred, flexible, and 100% personalized.
✅ What makes it special?
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Monthly payouts for life or as a one-time lump sum
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Full flexibility in how much and how long you pay in
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Optional investment funds (ETFs) for higher growth
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Guaranteed capital or flexible returns – you decide
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No risk of losing your savings in case of company bankruptcy
💡 Perfect for:
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Indian expats staying 5+ years in Germany
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IT professionals, engineers, self-employed, families
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People who don’t qualify for Riester or Basisrente
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Anyone who wants retirement income outside the state system
🔎 Why choose NEOdirect?
We compare the best private pension plans from 50+ providers and explain everything in English – no sales tricks, no complex jargon.
✔️ Independent advice
✔️ Simple, flexible contracts
✔️ Free consultation and claims support