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Private liability insurance - Broken vase with a ball of the neighbor's boy is insured through our private liability insurance.

Personal liability insurance

If you unintentionally or even intentionally cause damage to another person, you are legally obliged to bear all resulting costs. For private individuals, these claims can quickly reach a level that is financially very difficult to manage. To protect yourself from such financial burdens, it is advisable to take out personal liability insurance. Please note that certain types of damage are excluded from this cover and require separate insurance policies, for example a dedicated car insurance policy.

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Private liability insurance can vary significantly between providers, especially regarding the scope of covered benefits. Depending on the tariff, your private liability insurance can complement existing policies or even fully integrate certain coverages. For example, you can choose a tariff that includes builder’s liability or elements of water damage liability insurance. This way, you select exactly the level of protection that matches your personal situation and receive private liability insurance that is individually and optimally tailored to your needs.