Our basic pension offers you a tax-advantaged way to prepare for your retirement. You benefit from a guaranteed lifelong pension that complements your statutory old-age pension.

Uncertainties in claims settlement

Uncertainties in claims settlement

Uncertainties in claims settlement can lead to conflicts and lengthy procedures. Transparent and understandable claims settlement is therefore important for policyholders.

Flexible Protection

Flexible Protection

Damages caused by uninsured third parties can lead to significant financial burdens. Private liability insurance offers protection against such claims.

Inadequate insurance coverage

Inadequate insurance coverage

Inadequate insurance coverage.

Ruerup Pension

In principle, you can take advantage of state benefits for your private retirement provision make good provisions for your future and enjoy attractive tax advantages. Whether you are self-employed, freelance, employed or employed: via NEODIRECT RUERUP + you will receive exclusive advice from our experts, who can make you an offer tailored to your situation.

Your contribution payments can be adjusted to suit your current financial situation and are secure against seizure. This means that your saved monthly pension is guaranteed for the rest of your life. With the Ruerup pension, you secure high tax advantages, especially as a freelancer or self-employed person, but as an employee or civil servant, you also benefit from enormous tax savings.


Well earned, safely invested and taxes saved!

Understand the Basics:

Familiarize yourself with the fundamentals of the Rürup Pension. It’s a private pension plan designed for self-employed individuals, freelancers, and high-earning employees. Unlike the state pension system, it operates independently and offers unique advantages.

Tax Benefits:

One of the standout features is its tax efficiency. Contributions made to the Rürup Pension are tax-deductible, allowing you to reduce your taxable income. This makes it particularly attractive for high earners seeking to optimize their tax liabilities.

Long-Term Commitment:

The Rürup Pension is all about long-term savings and retirement planning. By investing in this pension, you’re securing your financial well-being during your golden years. The longer you contribute, the more substantial your retirement fund becomes.

Flexible Contributions:

Unlike some other retirement plans, the Rürup Pension allows you to decide how much you want to contribute, within certain limits. This flexibility is especially beneficial for those with varying incomes, such as self-employed individuals.

Guaranteed Income Stream:

When you retire, the Rürup Pension provides a steady income stream. This financial security ensures that you have funds to cover living expenses even when you’re no longer actively earning a salary.

Remember, the Rürup Pension isn’t just another savings plan—it’s a tailored solution for a stable financial future during retirement.

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