Legal Expense Insurance for Indians in Germany

Defend your rights in rental, job, traffic & private matters — with English support.

  • Special NRV tariff — up to 30% community savings
  • Free comparison of 60+ rates
  • Partner-lawyer network, fast approvals

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NRV partner • -30% for community
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Why choose NEOdirect LEGAL Expense+

24/7 Hotline
Speak to a lawyer fast
Covered Fees
Lawyer, court & experts
English-speaking
Advice & claims in English
NRV community tariff
Up to 30% savings

In cooperation with NRV Exclusive community tariff with better conditions and up to 30% savings.

Perfect for…

Tenants (Mieter)

Deposit disputes, rent increases, mold, service charges.

Tenant

Employees (Arbeitnehmer)

Unfair termination, unpaid salary, contract issues.

Employee

Drivers (Autofahrer)

Accidents, fines, driving bans, liability questions.

Driver

Families (Familien)

Partner & children included under one policy.

Family

Book your free consultation

English-speaking guidance, comparison of 60+ rates, NRV special tariff.

Get started

Tips & Tricks

Choose the right modules (tenancy, work, traffic)

Start with tenancy, employment, and traffic. Add criminal defense or internet & cyber later.

Deductible & waiting period

Small deductible lowers premium; waiting typically ~3 months. Sometimes waived for traffic or seamless switch.

Hotline first: free telephone legal advice

Call early to understand your position and avoid mistakes.

Keep records: photos, emails, witnesses

Keep photos, timestamps, witness names, and landlord/HR emails.

Community benefit: NRV special tariff with up to 30% savings. Contact us.

Optional Extensions

Criminal defense

Extended cover for certain criminal allegations (as per tariff).

Internet & cyber

Online shopping disputes, identity misuse, defamation.

Family law

Advice modules; check waiting periods and scope.

Real stories from our community

Everyday situations where legal insurance makes a difference.

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Pooja — Tenant

“My landlord ignored the mold — I felt helpless.”

Pooja rented an apartment in Frankfurt. When mold appeared, her landlord refused to act. She called the legal hotline in English and a partner lawyer took over her case.

Result: professional mold removal and a partial rent reduction. Legal fees of €1,450 were fully covered by her policy.

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Ankit — Employee

“I received a sudden termination — all in German.”

Ankit, an IT engineer, was shocked by a termination letter he couldn’t fully understand. Thanks to his legal insurance, he consulted a lawyer immediately who challenged the dismissal.

Result: negotiated severance equal to 2 months’ salary and a clean reference. Costs of around €2,300 were covered by his policy.

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Sunil — Driver

“Another driver hit me — then claimed it was my fault.”

Sunil was driving home when another car collided with him. To his shock, the other driver accused him of causing the accident. Facing police reports and German paperwork, Sunil turned to his legal insurance.

Result: his lawyer proved Sunil’s innocence using dashcam footage and witness statements. All legal and expert costs (about €3,800) were covered.

Just like Pooja, Ankit and Sunil, you can protect yourself against expensive disputes. With our NRV community tariff you save up to 30%. Book your free consultation now.

What you gain with legal insurance

Without legal insurance

  • €1,000–€5,000+ lawyer & court costs
  • No hotline, no quick guidance
  • Uncertain outcome & delays

With NEOdirect LEGAL Expense+

  • Covered fees (lawyer, court, experts)
  • English hotline & partner-lawyers
  • Up to 30% NRV community savings

Also interesting for you

Talk to an expert

English-speaking support, fast claims, and a special NRV tariff.

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🧾 FAQ – Legal Insurance in Germany

What is legal insurance and how does it work?

It covers lawyer fees, court costs, sometimes mediation. You choose modules like tenancy, labor, traffic.

Does it cover landlord issues (Mietrecht)?

Yes — deposit, rent increases, mold, service charges.

How long is the waiting period?

Usually ~3 months; some providers waive it for traffic or advice-only services.

Can I choose my own lawyer?

Typically yes; partner lawyers can be faster for approvals.

Is there a discount for expats?

Yes — NEOdirect offers a special NRV tariff with up to 30% savings.