★★★★★ Trusted by 500+ Indian expats in Germany | Independent broker — we work for you, not for insurers
Starting from
~€15–30/month
Singles & families
Coverage areas
Private · Work · Traffic
Employment, landlord & traffic disputes
Includes
Mediation · Hotline
24/7 legal advice hotline & mediation services
What a legal dispute really costs
See the difference between paying out of pocket — and having proper coverage.
Without legal insurance
Lawyer consultation (1 hour): €250–€500
Employment dispute (unfair dismissal): €3,000–€10,000
Landlord-tenant dispute (court case): €2,000–€8,000
Traffic accident legal defense: €1,500–€5,000+
→ Most people give up their legal rights because they can't afford a lawyer.
Employment dispute (unfair dismissal): €3,000–€10,000
Landlord-tenant dispute (court case): €2,000–€8,000
Traffic accident legal defense: €1,500–€5,000+
→ Most people give up their legal rights because they can't afford a lawyer.
With legal insurance
Monthly cost: ~€15–30/month
Lawyer fees: covered
Court costs & expert witnesses: covered
Mediation & legal hotline: included free
→ Fight for your rights without worrying about the bill.
Lawyer fees: covered
Court costs & expert witnesses: covered
Mediation & legal hotline: included free
→ Fight for your rights without worrying about the bill.
How it works
Three simple steps to get covered.
1
Tell us about your situation
Employee, freelancer, or family? We figure out which legal areas you need covered — employment, traffic, private, or all three.
2
We compare & recommend
As independent brokers we compare multiple insurers and find the best tariff — including mediation, legal hotline, and landlord disputes.
3
You're protected
Sign up online in minutes. If you need a lawyer, your insurer covers the costs — and we help you through the process in English.
What's covered
The most important protections, all in one policy.
Private legal disputes
Disputes with neighbors, defective purchases, contract disagreements, or issues with service providers — covered
Employment law
Unfair dismissal, unpaid wages, workplace discrimination, or issues with your employment contract — your lawyer fees are covered
Traffic law
Traffic accidents, speeding tickets, license disputes, or claims after a car or bike incident — legal defense included
Tenant protection
Rent increases, deposit disputes, illegal eviction, or landlord not making repairs — fight for your tenant rights
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Waiting period — plan ahead
Most legal insurance policies have a 3-month waiting period before you can make a claim. That means you need to sign up before a legal issue arises — not after. Employment law disputes often have an even longer waiting period. The sooner you get covered, the sooner you're protected.
Real situations where it helps
Common legal disputes that can cost thousands.
Fired without proper notice
Your employer terminates you during probation without following proper procedures — legal insurance covers your lawyer to fight for severance or reinstatement.
Landlord won't return your deposit
You moved out months ago, but your landlord keeps making excuses about your Kaution. Legal insurance pays for the lawyer to get your money back.
Traffic accident — not your fault
Someone hits your car and their insurer refuses to pay the full repair cost — your legal insurance covers the lawyer to fight for fair compensation.
Good to know — what's usually not covered
Personal advice helps make sure you get the right coverage.
- Disputes that started before your policy began (pre-existing cases)
- Cases during the waiting period (usually first 3 months)
- Intentional illegal acts or criminal proceedings you initiated
- Disputes with your own insurance company (unless specifically included)
- Family law matters like divorce (requires separate add-on)
- Building or construction law disputes
This is why personal advice matters: we make sure your policy covers employment disputes, tenant law, and other essentials that many basic tariffs leave out.
Especially important for
If any of these apply to you, don't wait.
- Employees on Blue Card or work visa — unfair dismissal can threaten your visa status, you need a lawyer fast
- Tenants in rented apartments — deposit disputes and illegal rent increases are extremely common
- Anyone who drives in Germany — traffic disputes can be expensive and confusing in German
- Expats who don't speak fluent German — navigating the legal system without a lawyer is nearly impossible
What our clients say
Real stories from Indian expats we've helped.
★★★★★
"My employer fired me without proper notice. Thanks to legal insurance, I got a lawyer immediately — and received a fair severance package."
Priya · Stuttgart
★★★★★
"Our landlord tried to keep our entire deposit for 'damages' that were normal wear and tear. The lawyer got it back within weeks."
Ravi · Hamburg
★★★★★
"I had a traffic accident that wasn't my fault, but the other driver's insurer wouldn't pay. Legal insurance covered everything — lawyer, court, all of it."
Ananya · Düsseldorf
Your expert for legal insurance
F
Firat Üstüner
Insurance Expert · NEOdirect
Many years of experience advising Indian expats in Germany. I explain insurance in simple English so you understand exactly what you're getting — and what you're not.
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Want to learn more first?
Read our detailed article about legal protection insurance in Germany — what it covers, what it doesn't, and why it matters for expats.
FAQ — Legal Insurance
Quick answers to the most common questions.
Ready to protect your legal rights in Germany?
Independent advice · English & Hindi support · Fast enrollment