USEFUL ADDITIONS: The waiver of contributions in the event of occupational disability for the duration of an occupational disability secures your contribution payment until you retire, since the insurer continues to pay your contributions. With a premium dynamic, you agree on a dynamic annual adjustment of your insurance premiums and thus protect yourself from inflation. Of course you can object to the adjustment every year.
WHY DO I NEED PRIVATE PENSION INSURANCE?
Our life expectancy has been increasing for years: we are getting older, and the elderly in the country are getting older more and more numerous, so that the statutory pension insurance is sufficient at most as a basic supply. Everyone should therefore take care of their own private old-age insurance. Here, the private pension insurance closes your pension gap in old age, as this ensures you the accustomed standard of living through a lifelong pension. Unlike other old-age provision products, the private pension is only taxed on the income portion, which is currently only 18%, when it is paid out.